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All You Ever Wanted to Know About Insurance

The Importance of Inspections for Your Seasonal Home

Photo by Clay Banks on Unsplash


Whether you’ll be occasionally living in your seasonal home, using it for vacations, or something else, getting the right type of inspection is crucial. Inspections help ensure your property is safe, structurally sound, and ready for its intended use. Here’s what you need to know:

  1. General Home Inspection: A comprehensive inspection will identify potential structural issues, plumbing or electrical concerns, and more. This is essential when purchasing a seasonal home to avoid costly surprises.
  2. Pest Inspection: Seasonal homes are often vacant for long periods, making them susceptible to pests. A professional pest inspection ensures no unwanted critters have moved in.
  3. HVAC and Plumbing Checks: Since seasonal homes may go unused for months, inspecting heating, cooling, and plumbing systems is important to avoid malfunctions or damage.
  4. Weather-Specific Assessments: Depending on your location, you may need inspections for things like hurricane readiness, flood risk, or winterization to prepare for extreme weather conditions.
  5. Insurance-Specific Requirements: Some insurance providers require specific inspections before they will issue a policy. For example, they might need proof of fire safety or compliance with local building codes.

Having the right inspections done not only ensures your home is safe and ready for use but also helps you get the best insurance coverage tailored to your property’s unique needs.

For more information about inspections and what to look for, check out the full guide here.

If you’re ready to insure your seasonal home or have questions about coverage options, don’t hesitate to Contact Us for a quote today. Our team at the Wolfson-Keegan Agency is here to help you protect your investment!